Most Popular Mobile Wallet Apps in India

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Online spending has increased tremendously in India since the Covid-19 pandemic began. Locals are stuck at home as the government struggles to contain the virus spreading throughout the country. And so more goods and services are being bought online with the use of mobile wallet apps.

For students and millennials, mobile wallets have become mainstream. You can purchase anything online such as: groceries, clothes, take-away food, streaming services, etc. But an increasing trend for mobile app spending at online casinos. Today, all online businesses support the UPI and BHIM platforms, which enable merchants and casino operators to accept these most popular mobile payment services.

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Paytm Mobile Wallet

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Paytm is one of the largest financial businesses in India. Their Paytm app has been installed by millions of Indians on their mobile devices in the past few years. So much so, that top Fortune 500 companies such as Google Pay, Amazon and PayPal are still playing catch up. Paytm app users also enjoy numerous cash back offers on their purchases.

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Google Pay

The smartphone revolution in India created a massive opportunity for Google and Apple to monetize the Indian market. However, Android users significantly outweigh iPhone users, so it’s only natural that Google Pay is a popular payment method in India.

These two payment apps are by far the most popular among Indians. Additionally, we want to mention a few more apps that are also commonly used, since they are all Indian companies. And we should always support local businesses. Moreover, they’re widely accepted payment methods, at online betting sites and casino sites where you can place some IPL bets or play Teen Patti and Andar Bahar casino games.

PhonePe

PhonePe, like Paytm, is all about paying through your phone. It’s not as widely used as Paytm or Google Pay, but more businesses have started accepting PhonePe mobile wallet transactions. PhonePe also offers cool cashback rewards. If you’re looking to earn some extra cash, you can earn up to ₹75 for each friend you refer.

Mobikwik

Mobikwik users pay very low fees compared to other mobile payment apps. Maybe this is why this payment app is becoming more popular. If you are spending more money online then It can make a big difference, if you are paying less fees per transaction.

Freecharge Mobile Wallet

This well-known app has been around for a while and is widely used around India. Moreover, they have been offering special cashback deals for purchases at Reliance stores. And if you want to top up your Google Play account for more app purchases, then you can do so via the Freecharge app.

JioMoney

The JioMoney app is a relatively newcomer to the mobile wallet market but it is a solid app from a major company in India. JioMoney allows you to donate, send and receive money as well as paying bills and buying groceries through JioMart.

Airtel Money

Airtel is a major mobile phone data provider. Their Airtel Money app works the same way as Paytm and PhonePe, but you have to have a data plan with Airtel in order to use their app. So, this small catch tends to scare away customers, as their data plans are not always the cheapest.

Mobile Wallets are the Future

Mobile wallets are very convenient, when playing or shopping online. As the government moves to do away with cash transactions, mobile payment apps and credit cards become more valuable. There is fierce competition between the different companies to gain more users. So, you will soon see some very attractive offers popping up, to entice you to start using one of these mobile payment apps.

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Shivam Malhotra
A social media enthusiast who is in love with this digital world! Wrote the first article for DU Express in May 2016.

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